Equipment financing

Walk onto the lot approved.

Sixty seconds, soft check, no impact to your credit — then shop like a cash buyer. New or used, dealer or auction, we match your file to the lenders built for it and the seller gets paid directly.

See what I qualify for Estimate my payment

A wide range of credit profiles considered — established operators and newer businesses both have programs.

$500KFinancing up to

72 moTerms up to

$400KApp-only on qualifying equipment

60 secSoft check — no credit impact

Start where you are

Two doors. Same desk.

DOOR A

I need a machine.

Tell us the machine and your budget. We source it, arrange an independent inspection, line up delivery, and handle the financing — you never leave the job site.

Start with the machine

DOOR B

I’ve got the machine — I need the money.

Dealer, auction, or private seller — we finance it and the seller gets paid directly. You found it; we close it.

Start with the financing

What we finance

If it earns its keep,
it has a program.

Used iron is our specialty — the machines with hours on them and years of work left in them. Auction purchases welcome. Every deal structured to the file, not forced into one lender’s box.

Don’t see your machine? Call the desk — the list below is where we’re strongest, not where we stop.

Heavy constructionexcavators, dozers, wheel loaders, graders, cranes
Compact equipmentskid steers, mini excavators, telehandlers, backhoes
Dump trucks & titled work vehiclesfleet programs available
Agriculturehigh-horsepower tractors, combines, sprayers
Forklifts & material handlingwarehouse to container handlers
Medical & imagingpractice-owner programs, imaging & X-ray

How it works

Five steps. No mystery.

Tell us what you need

The machine, the amount, the goal — sixty seconds.

Apply in a minute

Soft check only. No impact to your credit score.

We match your file

Your deal goes to the lenders built for it — not sprayed everywhere.

Fund & deliver

Seller paid directly. Machine inspected and delivered.

Machine delivered

Inspected, delivered, and earning — while the seller is already paid.

Straight answers

The questions every buyer asks.

What will my rate be?

Honest answer: it depends on your file — time in business, credit profile, the machine, and the term. We don’t publish teaser rates because they’d be meaningless for most buyers. The sixty-second check shows you real options for your actual file, with no impact to your credit.

Do I need to send tax returns and financials?

Often, no. App-only approvals run to $400K on qualifying equipment — heavy construction iron in particular. Larger or more complex deals may need bank statements or supporting documents; we tell you exactly what’s needed before anything is submitted.

Can you finance used equipment? From an auction?

Yes — used iron is most of what we do, and auction purchases are welcome. Private-seller purchases are handled case by case depending on the equipment type; call the desk and we’ll tell you straight before you commit to the machine.

My bank said no. Is it worth applying?

Usually, yes. A single lender’s no reflects that lender’s box, not your fundability. There are programs here for newer businesses, imperfect credit, and files with a story. A wide range of credit profiles have a lane here.

How fast can this move?

The check takes a minute. Straightforward app-only deals can approve same-day and fund within days of the paperwork being signed. Bigger, documented deals take longer — we give you a real timeline once we see the file, and status updates as it moves.

I haven’t picked the machine yet. Too early?

It’s the best time. Get approved first, then shop — an approved buyer negotiates like a cash buyer, and sellers take him seriously. Tell us what you’re hunting for and we’ll help you find it, inspect it, and land it.

Get the machine. Get the capital.
Get approved before you shop.

The sixty-second application starts it — no hit to your credit, no obligation.

See What You Qualify For