Credion Second LookKeep your lender.
Send us the no’s.

When your program passes on a buyer, send us the file. You get an answer within 24 business hours, and the deal pays you the same as any other.

Send a declined file

Nothing changes with your program. We only see the files you send us, after your lender has passed.

What a decline actually means

A no from one lender isn’t a no on the business.

Every lender buys a certain shape of file: a ticket size, a time in business, a credit floor, a type of equipment, sometimes a state. A captive or house program is built for the strongest files. A newer company, an older machine or a ticket outside the box can get a no that has nothing to do with whether the business can pay.

That’s a fit problem, and fit is what we work on. The buyer your lender can’t look at is a buyer one of ours is built for, and we know which one before we send it.

How Second Look works

Five steps. Your program never notices.

1

Your lender passes

Nothing changes with your program. You keep it, and you keep the relationship.

2

You send us the file

From the Second Look link on your page, or the form below. The application, what’s being bought, and the reason for the decline.

3

We match it

To the lenders whose box it fits. We know which ones before we send it.

4

You get an answer

Within 24 business hours, either way.

5

If it funds, you’re paid the same

As a first-look deal. The sale and the customer stay yours.

Who uses it

Franchised stores with a captive program, dealers with a lender on their listings, and medical dealers whose manufacturer program turns down a practice.

Straight answers

What dealers ask before the first file.

Will this mess with my captive program?

No. We only see the files you send us, after your program has passed. Your program, your participation and your relationship stay exactly as they are.

What do you need on the first send?

The buyer’s application, what’s being bought, and the reason your lender gave. The reason is what tells us where to send it.

What does it cost me?

Nothing. It’s free for the dealer.

Do you say yes to every file?

No. Some files don’t fit any of our lenders, and when that happens we tell you within the same 24 business hours, so you can move on.

Are you a lender?

We’re your financing partner. We take the file, put it in front of the lenders that fit, and see it through to funding. The lender writes the check; we handle everything up to it.

Got a file your lender passed on this week?

Send it for a Second Look.

Tell us who you are and what the buyer was trying to finance. A person reads it and calls you within 24 business hours. Don’t put the buyer’s personal details here; we’ll collect the application securely once we’ve talked.

CREDION SECOND LOOK

Or call 815 · 849 · 8700 and a person answers. Privacy Policy · Terms

Not an offer of credit. Subject to lender review. Nothing here changes your existing financing program.

Keep your lender. Send us the no’s.

An answer within 24 business hours. The deal pays you the same.

Send a declined file